Frequently Asked Questions

At Property Cash Flow, our commitment to you is results-driven. We operate on either a commission-based model or at times as a Buyers Agent, which means our success is directly tied to yours. We only receive payment upon successfully securing a property that aligns with your goals and objectives. Our focus is on delivering tangible results, and we're dedicated to finding the right investment opportunities for you. We believe in aligning our interests with yours, so you can trust that we'll go the extra mile to ensure your investment journey is both successful and rewarding. In select cases, particularly with boutique services tailored to specific client needs, we may discuss upfront fees. However, our standard practice is to work tirelessly to achieve the results you desire before receiving any compensation. Rest assured, when you choose Property Cash Flow, you're partnering with experts who are fully invested in your financial success

We specialise in a wide range of residential properties, including House & Land, Duplexes, Dual Living, NDIS Specialist Disabilty Accommodation (SDA) houses, Townhouses, and more. We tailor our recommendations to match your investment goals.

Passive income in real estate refers to earnings generated from rental properties without actively managing them day-to-day. We help you identify income-producing properties to achieve this goal. Passive income can also be generated by capital growth. Reach out to us to find out more

Yes, we offer continuous support from the start to finish. From property selection to tenants moving in. We take you step by step. We're here to help right through, and there are no silly questions so ask away! Our team assists with property management, market updates, and strategies to grow your property portfolio.

Our expertise, experience (over 30 years in Financial Planning and Property Investment), and customer-centric approach make us stand out. We're problem-solvers dedicated to helping you achieve greater financial success.

Co-living is a modern housing arrangement that has gained popularity in recent years. Tenancy arrangements can cater for young professionals, singles of all ages and can be very specific also (e.g. for over 55 women only). It involves multiple individuals, often unrelated, sharing a furnished living space with common areas and amenities. Key Points to Know About Co-Living in Property Investment: 1. Shared Spaces: In co-living arrangements, residents typically have their private bedrooms but share common areas such as kitchens, living rooms, and sometimes even bathrooms. These common areas are often well-designed and furnished for communal use. 2. Amenities: Co-living properties often come with a range of amenities, such as co-working spaces, fitness facilities, laundry rooms, and social areas. These amenities are designed to enhance the residents' quality of life and create a sense of community. 3. Flexible Leases: Co-living typically offers flexible lease terms, allowing residents to rent for shorter durations, such as a few months, making it an attractive option for individuals who need temporary housing or value flexibility. 4. Community and Networking: One of the main attractions of co-living is the opportunity to build a sense of community and network with like-minded individuals. It's a chance to connect with people from various backgrounds and professions. 5. Property Investment Opportunity: From an investment perspective, co-living properties can be lucrative. Investors purchase or develop properties specifically designed for co-living arrangements. The steady demand for such spaces, particularly in urban areas, can provide consistent rental income. 6. High Rental Yields: Co-living properties often generate higher rental yields than traditional residential rentals due to multiple tenants paying individual rents for the same property. This can make co-living an attractive investment option for property investors. 7. Location Matters: The success of a co-living property often depends on its location. Proximity to employment hubs, universities, and public transportation can enhance its appeal to potential residents. 8. Evolving Market: The co-living market is evolving, with various models emerging, including co-living spaces for families and seniors. Investors should stay informed about market trends and evolving tenant preferences. In Summary: Co-living in property investment is a specialised area of property investment that requires expert and experienced assistance to get right. It refers to the practice of developing or investing in properties designed for individuals to live together in shared spaces while enjoying the benefits of communal living, flexible leases, and access to amenities. It can be an attractive investment opportunity for those looking to tap into the growing demand for such housing arrangements, particularly in urban areas with a young and mobile population. Please note: The specifics of co-living arrangements and regulations can vary by location, so it's essential to research local regulations and market conditions before considering co-living as an investment strategy.

Investment through a Self Managed Superannuation Fund certainly has some taxation benefits however it is also complex and can have some additional costs and compliance. Make sure you have undertaken plenty of due diligence before using a SMSF to purchase property. You can find more detailed information on this website below

Property investment involves purchasing real estate properties with the aim of generating rental income and/or capital appreciation. It's an excellent way to build wealth and achieve financial security over time.

Begin by scheduling an initial consultation with us. We'll discuss your goals and preferences, providing personalised options for your consideration.

Capital growth refers to the increase in the value of your property over time. We guide you toward properties with strong growth potential to build wealth in the long term.

Sharing your success is easy! Refer your friends and family to us, and when they become clients, you'll receive exclusive rewards as our way of saying thanks.

Property yield is a fundamental concept in real estate investment that measures the rental return on investment generated by a property. It's a critical indicator of a property's financial performance and is typically expressed as a percentage. The higher the rent the higher the yield percentage. Gross Yield (%) = (Annual Rental Income / Property Purchase Price) x 100 Annual Rental Income: This is the total income you expect to receive from renting out the property for one year. It includes rent from all tenants and any additional income sources related to the property, such as parking fees. Property Purchase Price: This is the total cost of acquiring the property, including the purchase price, transaction costs (like legal fees and stamp duty), and any renovation or refurbishment expenses. Example of Gross Yield Calculation: Suppose you purchase a property for $400,000, and the annual rental income you expect to earn from it is $24,000. The gross yield calculation would be: Gross Yield = ($24,000 / $400,000) x 100 = 6% So, in this example, the gross yield for the property is 6%.

A dual key or dual living property, also known as a dual occupancy property, is a type of residential property that includes two separate and self-contained living spaces within a single dwelling. Each living space, often referred to as a "key," typically has its own entrance, bedrooms, bathrooms, kitchen, and living areas. These two living spaces share a common wall or structure but function as distinct units. They differ from a Duplex Property (see FAQ on Duplex's for more info) in that the land cannot be split so if the landlord wants to sell the property then they have to sell all the dwellings together. The benefits to investors is that these properties offer multiple rental opportunities for higher rental income, however they don't have the costs and council fees involved in splitting the land.

Property Cash Flow offers over 30 years of financial planning expertise to help ensure you make informed investment decisions. Our client-focused approach and extensive market knowledge set us apart.

Absolutely! We assist clients who have equity in their existing homes in leveraging their assets to invest in additional properties.

Our services extend Australia-wide. We assist clients in various locations, helping them find suitable investment opportunities based on our strict selection criteria.

Property investment can lead to greater financial security, debt reduction, and the achievement of your financial goals, ultimately securing yours and your family's future.

NDIS SDA, or Specialist Disability Accommodation, is a vital component of the National Disability Insurance Scheme (NDIS) in Australia. It is specifically designed to address the housing needs of individuals with significant disabilities who require a specialised living environment. These purpose-built properties are equipped with essential features and accessibility standards that cater to the unique requirements of residents with disabilities. Investing in NDIS SDA properties not only provides a stable and socially responsible income stream but also contributes to enhancing the quality of life for those in need. Discover how you can make a meaningful impact while achieving your financial goals. See our blog post for more

A duplex property is a residential building that consists of two separate housing units, typically side by side, and often under one roof. Each unit in a duplex has its own entrance, living spaces, kitchen, bedrooms, and often even a private yard or parking area. Duplexes are considered multi-family properties but are smaller in scale compared to apartment complexes or multi-unit buildings. Benefits for Investors: Dual Rental Income: One of the primary benefits for investors is the opportunity for dual rental income. With two separate units, investors can rent out each unit to different tenants, effectively nearly doubling their rental income potential compared to a single-family property. Diversified Income: Duplexes provide investors with diversified income streams. If one unit is vacant or experiences a temporary dip in rental income, the income from the other unit can help offset the loss, providing greater financial stability. Lower Operating Costs: Duplexes often have lower operating costs compared to larger multi-unit properties. Maintenance, repairs, and property management expenses are typically more manageable, making it an attractive option for investors seeking cost-effective property ownership. Potential for House Hacking: House hacking is a strategy where investors live in one unit of the duplex while renting out the other. This can significantly reduce living expenses and allow investors to save money or reinvest in additional properties. Appreciation and Equity: Like any real estate investment, duplex properties have the potential to appreciate in value over time, building equity for the investor. If the land wasn't split prior to the building, going to council and splitting the land can also provide additional equity uplift and allows the landlord to sell the units individually if desired. This can result in even greater long-term wealth accumulation. Benefits for Tenants: Affordability: Duplex units are often more affordable than single-family homes or apartments of similar size. This affordability can attract tenants looking for budget-friendly housing options. Privacy: Each unit in a duplex has its own private living spaces, offering tenants a level of privacy that may not be available in shared housing situations, such as apartments. Space and Amenities: Duplex units typically offer more space than apartments, with features like private yards, garages, and sometimes even extra storage. This can be especially appealing to families or tenants who value outdoor space. Community: Living in a duplex can provide a sense of community, as tenants often share a physical connection with their neighbors. This can lead to neighborly interactions and a greater sense of security. Flexible Housing Options: Duplexes come in various configurations, from single-story duplexes to two-story units. This variety allows tenants to choose the layout that best suits their needs and preferences. In summary, a duplex property is a multi-family housing option that offers distinct benefits for both investors and tenants. Investors can enjoy dual rental income, diversified income streams, and cost-effective property management. Tenants, on the other hand, can benefit from affordability, privacy, space, amenities, and community in a duplex setting.